Why JaraPay

Beta Flexing

JaraPay is our flexible payment option, which allows our new and existing customers to lock down their choice product items with 50% initial down payment

Beta Shopping

This payment plan is structured in a way that allows you to pay in 3 installments. Just select JaraPay at Checkout and complete your order in one click.

Beta Feeling

Customers have a month in between each installment to spread the balance and once you are done with your payment, your order will be shipped.

How it Works


Sign into your TemigoJara user account or register if you are a new customer


Search for the product item(s), click on the JaraPay to select most preferred plan


Choose installment plan (between 1- 3 installments), checkout and your items are detailed.

Thousands of quality product items at cheap prices you can afford 

JaraPay Terms

  1. Customers are expected to make a down payment of at least 50% of their total cart worth to secure your product.
  2. Customer can’t access products until payments are completed
  3. Failure to complete Payment on the due date attracts a grace period of two weeks after which ₦2,000 would be charged as demurrage for locking.
  4. You can cancel your plan at any time. However, cancelation or defaulting in payment of outstanding attracts a deduction of 50% of initial down payment, while 50% would be credited back into customers bank account in customers name.
  5. The 50% deducted from the initial down payment is for administrative charges and demurrage accrued from locking down the product for a period of time and forfeiting payment.
  6. TemigoJara may refuse the inscription to JaraPay service to any client.
  7. The promoter of this promotion is TemigoJara (Temigo Business Minds).
  8. The Promoter reserves the right to modify, suspend, terminate or cancel the service and these Terms and Conditions without notice in the event of a catastrophe, war, civil or military disturbance, act of God or any actual or anticipated breach of any applicable law or regulation or any other event outside of the Promoter’s control.
  9. The Promoter’s decision in respect of all matters to do with the service will be final and no correspondence will be entered into.
  10. By entering this service, an Entrant is indicating his/her agreement to be bound by these Terms and Conditions.
  11. The service and these Terms and Conditions shall be governed by and construed in all respects in accordance with the laws of the Federal Republic of Nigeria.
  12. In the event of any dispute, or disagreement between the parties in relation to this Agreement, the Parties shall at first, meet to negotiate in good faith to settle the matter amicably. Where Parties fail to resolve any matter within 21 days, it shall be referred to a sole Arbitrator to be appointed by the parties herein, or in the absence of such agreement, to an Arbitrator appointed by the High Court of Lagos State.
  13. The provisions of the Arbitration and Conciliation Act (Cap A18) Laws of the Federation of Nigeria 2004 shall apply to the arbitral proceedings. The decision of an Arbitrator appointed under this clause shall be final except where there is a manifest error in law or fact or miscarriage of justice.

TemigoJara: Nigeria's Global Online Store

TemigoJara is Nigeria’s Global Online Store connecting with thousands of buyers nationwide to deliver high quality product items at your doorstep. TemigoJara offers safe online shopping destination  where you can purchase all your electronic gadgets, as well as consumer electronics, smart devices, fashion items for men, fashion items for women; phone gadgets, computers and more on the go. What more? You can have them delivered directly to you. Shop online with great ease as you explore multiple payment options which guarantees you the safest online shopping payment method, allowing you to make stress free payments. Whatever it is you wish to buy, TemigoJara offers you all and lots more at prices which you can trust. TemigoJara has payment options for everyone irrespective of taste, class, and preferences. Here, you also have the option to make your payment on delivery for extra convenience. Shopping online in Nigeria is easy and convenient with TemigoJara. We provide you with a wide range of products you can trust. Take part in the deals of the day and discover the best prices on a wide range of products. Enjoy special discounts on consumer product items every festive season all year round, also get best deals at unbeatable prices and pocket-friendly delivery fees. Browse popular links below and enjoy a seamless online shopping experience. Start Shopping Now!